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Privacy Policy

Privacy Policy

What Does First National Bank Do With Your Personal Information?

Reasons we can share your personal information. Does First National Bank share? Can you limit sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you No We do not share
For joint marketing with other financial companies No We do not share
For our affiliates’ everyday business purposes – information about your transaction and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For non-affiliates to market to you No We do not share

To Limit Our Sharing

– Call 205-921-5252 or Your Local Branch

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer we continue to share your information as described in this notice.
However, you can contact as at any time to limit our sharing.

Questions

Call Ashley Palmer – Privacy Officer at 205-921-7435

Who Are We

Who is providing this notice?

First National Bank
FNB Wealth Management, Inc.

What We Do

How does First National Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does First National Bank collect my personal information?

We collect your personal information, for example, when you;

  • Open an account or apply for a loan
  • Tell us about your investment or retirement portfolio or give us your contact information
  • Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates or other companies

Why can't I limit all sharing?

Federal law gives you the right to limit only;

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account-unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include financial companies, such as FNB Wealth Management, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • First National Bank does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • First National Bank does not jointly market
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