If the daily balance falls below $1,000.00 there will be no interest earned that day and will result in a $10.00 service charge for that month.
Interest is computed on the collected balance and credited to your account monthly.
The interest rate is established by First National and is subject to change depending on market conditions.
You are allowed 6 pre-authorized debits or checks per statement period.
After 6 withdrawals per month, a $2.00 per withdrawal fee will be charged. (These transactions, if exceeded, could result in the bank reclassifying the account as non-interest bearing.)
A dormant account fee of $3.00 per statement cycle will be charged after 12 months of inactivity.
Dormant account fee is waived if collected balance is over $1,000.00.
Browse our account options online or visit any of our convenient locations to speak with an FNB representative.
