Digital Wallet

Digital Wallet is a payment feature integrated into your device that lets you add your First National Bank debit cards to make purchases at participating retailers in stores or in app. It provides the same benefits and protection as your First National Bank physical card. It is simple, easy and the fastest and most convenient way to pay!

It uses Near Field Communication (NFC) which is a short-range wireless technology that allows two devices to exchange payment information at close proximity. Apple Pay uses NFC technology to transmit payment information from your phone to the contactless payment terminal. Your First National Bank debit card number is never shared with the merchant. Instead, a Device Account Number is used to process your payment which further protects your personal information

There is no fee associated. An active data plan is required on your device. Based on your wireless plan and mobile carrier’s offering, additional message and data charges may apply. Check with your mobile service provider for more information.

Digital Wallets are currently accepted in over a million stores. It is accepted in grocery stores, boutiques, restaurants, hotels, and so many places you already enjoy. And, you can use it to pay in some of the most popular apps in the App Store. Look for the contactless pay symbol at check out.

iPhone

• Open the Wallet app.
• Tap the “+” sign in the upper-right corner.
• Select debit or credit card, press continue, allow access to camera.
• Place card in camera window, verify card name and number is correct, press next.
• Verify card expiration date and enter security code or (CVV) code on the back, press next, agree to terms and conditions.
• Once the card is added to wallet, complete card verification by selecting to receive code by text message or email (confirm the last 4 digits of phone and email is correct).Select next to receive verification code.
• Once it is entered your FNB debit card is ready for Apple Pay.

Apple Watch

• Once Apple Pay is setup on your iPhone it is also setup on your Apple Watch.
• Open the Apple Watch app on your iPhone.
• Tap “Wallet & Apple Pay” and verify that FNB debit is listed under the heading “Payment cards on your watch.”
• If FNB debit card is not listed it will need to be added under the heading “Other cards on your phone” section.

Android

• Open the Wallet App
• At the bottom, tap Add to Wallet .
• Tap Payment card. New credit or debit card.
• Use your camera or tap Enter details manually.
• At the bottom, tap Save and continue.
• Read the Issuer Terms and tap Accept.

There is no cost from First National Bank. An active data plan is required on your device. Based on your wireless plan and mobile carrier’s offering, additional message and data charges may apply. The account attached to your debit card will be applied for purchases. First National Bank does not charge any fees to add your cards to digital wallets.