Privacy Statement

FACTS
WHAT DOES FIRST NATIONAL BANK DO
WITH YOUR PERSONAL INFORMATION?
 
Why? Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number
  • Account balances
  • Transaction history
  • Credit history
  • Assets
  • Account transactions
  • How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First National Bank chooses to share; and whether you can limit this sharing.
         
    Reasons we can share your personal information Does First National Bank share? Can you limit this sharing?
    For our everyday business purposes-
    such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
    Yes No
    For our marketing purposes-
    to offer our products and services to you
    No We don't share
    For joint marketing with other financial institutions No We don't share
    For our affiliates' everyday business purposes-
    information about your transactions and experiences
    Yes No
    For our affiliates' everyday business purposes-
    information about your creditworthiness
    Yes Yes
    For our affiliates to market to you Yes Yes
    For non-affiliates to market to you No We don't share
         
    To limit our sharing
  • Mail the form below
  • Please note:
    If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
    However, you can contact us at any time to limit our sharing.

    Questions? Call Pat Duke, Privacy Officer at 205-921-7435

    What we do
    How does First National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
    We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
    How does First National Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Tell us about your investment or retirement portfolio
  • Give us your contact information
  • Show your driver's license
  •  
    We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
    Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
  • State laws and individual companies may give you additional rights to limit sharing.

    What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account - unless you tell us otherwise.
       
       
    Definitions
    Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
    • Our affiliates include:
      • Financial companies such as: FNB Financial Services, Inc. and FNB Mortgage Services, LLC.
    Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • First National Bank does not share with non-affiliates so they can market to you.
  • Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • First National Bank does not jointly market.
  •